Protect every phone, TV and laptop you've sold on credit. From the day it leaves the shop until the last instalment.
LindaVault is the device management platform built for Kenyan lenders, dealers and asset finance houses that sell devices on instalments. Track every contract, lock devices in seconds when payments stop, and recover defaulted units before they vanish into the second hand market.
Live counters, every device LindaVault manages also lands here · platform status
The default-recovery problem in numbers
Kenyan FI lenders lose 8 to 14% of their asset finance receivables to default and device theft. Most never find the device again. LindaVault closes the gap.
How it works
From contract signing to last instalment, every device under your portfolio, in one ledger.
1. Customer buys on credit
Shop logs the contract: customer, device IMEI / serial, loan total, monthly amount, due date. Device automatically enrols under your org.
2. We track the asset
The device reports in every 15 min: location, last-seen IP, owner-of-record, compliance state. Visible on your dashboard in real time.
3. Payment lands or doesn't
Record payments manually or wire the M-Pesa Daraja webhook for autopay. If the next instalment is more than N days late, LindaVault locks the device automatically.
4. Default → recover or repossess
Device frozen, customer contacted, OB number filed if needed. Public stolen-device registry hook lets us catch the device the moment a repair shop or buyer checks it.
Works on every device class your customers buy
Same dashboard, same lock-action, whether you finance a Tecno Spark, a Hisense TV or a Lenovo ThinkPad. Device-class agnostic by design.
📱 Smartphones
Android handsets via Google's Android Management API. iPhones via Apple MDM. Lock, locate and remote-wipe across every popular Kenyan-market device.
- Asset finance contract templates
- Per instalment lock thresholds
- Auto publish to the stolen device registry on default
📺 Smart TVs
Android TVs ship managed. Lock the launcher, enforce content restrictions, revoke streaming-service entitlements on default.
- Frame as a rental until paid off
- "TV-as-a-service" subscription model
💻 Laptops
Windows + macOS + Linux via the LindaVault desktop agent. Lock screen; reboot to login wall; full-disk-encryption status verified at contract sign.
- Free agent, open source for IT audit
- Patch reporting + compliance scanning
What you pay & what it's worth
Transparent, per-device, pay-as-you-grow. No setup fees, no per-seat IT licences, no enterprise-MDM markup.
Pilot
Free
90 days · up to 50 devices
- Full feature access
- Phones, TVs, laptops
- Auto-lock + recovery
- Hands-on onboarding
Growth
KES 49 / active device / month
Up to 5,000 active contracts
- Everything in Pilot
- M-Pesa Daraja auto-payment
- SIEM webhook + audit log
- Custom compliance rules
Enterprise
Custom
5,000+ contracts · volume pricing
- Dedicated tenant or on-prem
- SLA + 24/7 support
- Custom DPC branded for you
- Direct line to engineering
The unit-economics check
A typical phone-on-credit contract in Kenya is KES 25,000 – 45,000 spread over 9 – 18 months. At a 14% default rate the lender writes off roughly KES 4,000 per defaulted device. LindaVault at KES 49 / device / month costs KES 588 / year, under 15% of one prevented write-off. Reduce defaults by a single device in every 100 and the platform has paid for itself across the entire portfolio.
Vendor pass-through costs: zero
LindaVault uses Google's Android Management API, Apple's MDM protocol, Samsung Knox partner endpoints and Huawei's device management APIs, all of which are free to integrate with on a per device basis. The only fixed costs are a Google Play developer fee (one time) and an Apple Developer Program membership (annual). Everything else scales as cloud infrastructure on our side, not as a vendor tax we bill back to you.
Insure every financed device. Same brand, one tap.
Every contract you book through LindaVault can carry theft, accidental damage or all-risk cover from day one. Premiums scale with declared device value, M-Pesa STK on activation, instant policy issuance. Same brand your customer already trusts — no second login, no second invoice.
Theft cover
Cheapest tier. Verified theft + police OB only.
- Pays declared value at claim
- Cross-checks the shared registry
- From ~5% of value / year
Theft + accidental damage
Most popular. Theft, cracked screens, drops, liquid.
- Same OB cross-check as Tier 1
- Damage assessment via authorised dealer
- Standard rate by value band
All-risk
Theft + damage + electrical fault + accidental loss.
- Pays out anywhere in Kenya
- No OB needed for non-theft claims
- +30% over standard rate
Pilot LindaVault on your next 50 contracts
Free 90-day pilot. If we don't reduce your default-write-off rate by ≥30% in the first three quarters, you owe nothing. We're so confident because the data already shows it.
Book the pilot conversation →