Theft, accidental damage and all-risk cover for any device with an IMEI or serial number. Premiums scale with declared value — pay monthly or save 8% with annual prepayment.
Annual premium is a percentage of your device's declared value. Cheaper devices carry a slightly higher rate because they get stolen more often; higher-value devices carry a lower rate because claims are rarer.
Pays out only on a verified theft with a police OB number. Cheapest premium of the three.
Cracked screens, drops, liquid spills — plus theft. Standard rate.
Theft + damage + electrical fault + accidental loss anywhere in Kenya. Premium 30% above standard.